top of page
Money & Mindset
I write on topics about abundance and growth mindset, living with intention, and exploring the psychology and emotions behind how we spend, save, invest, and make decisions about money.


Part 3 of 5: From Emotionality to Intentionality: Calm in a Costly World
Inflation usually feels like a gradual increase, a slow drip. We usually don’t notice it. Since the pandemic, however, inflation has felt more like a flash flood. Not only have some prices risen very noticeably, we are reminded daily in headlines, social media, and conversations that everything feels much more expensive.

Kiki | Your Money Counselor
1 day ago6 min read


Part 2 of 5: From Emotionality to Intentionality: Calm in a Costly World
By definition, the future is about what will be, not what is. When we think about our financial future, we must think about our life circumstances as they will be, not as they are. Much of what will be is uncertain, but inflation is certain.

Kiki | Your Money Counselor
Jul 227 min read


From Emotionality to Intentionality: Calm in a Costly World (Part 1 of 5)
Money and our personal finances carry and activate a lot of emotions. We react to dollar amounts because numbers carry meaning. Because we are emotional meaning-makers, we leap from a nominal dollar amount to the social and psychological meaning of those amounts, bypassing the “real value” assessment.

Kiki | Your Money Counselor
Jul 165 min read


Building Intentionality Into Your Day
How to improve your mood and possibly your financial life with a daily intention practice.

Kiki | Your Money Counselor
Jul 84 min read


The Two Thinking Systems That Shape Your Financial Choices
Most everyday decisions are driven by the brain’s fast, automatic mode of thinking known as System 1, which relies on intuition, emotions, and mental shortcuts (heuristics), rather than its slower, more deliberate, and analytical mode of thinking known as System 2.

Kiki | Your Money Counselor
Jul 16 min read


Defining Enough: How Enoughness Shapes Your Financial Life and Decisions
We live in a society of more, more, more. Our culture equates progress with accumulation, more income, more possessions, more productivity, and more upgrades. There’s always another milestone to achieve just beyond the one you’ve reached, and the finish line keeps on moving.

Kiki | Your Money Counselor
Jun 243 min read


How Keystone Habits Can Transform Your Relationship With Money
What if one of the most powerful things you could do for your finances had nothing to do with a spreadsheet? No new budgeting app. No debt payoff calculator. No guilt-stricken review of last weekend’s spending. Just one small, low-friction, consistent habit reshaping the way you think, feel, and act around your money.

Kiki | Your Money Counselor
Jun 176 min read


Gratitude and Your Financial Well-being
Gratitude isn’t about ignoring challenges. It’s a way to gently widen your perspective, helping your nervous system feel calmer and more settled so you can respond intentionally and in ways that honor your values. The more consistently you invest in your gratitude practice the more valuable it becomes.

Kiki | Your Money Counselor
Jun 103 min read


15 Empowering Money Mindset Statements
Aligning your financial decisions with what matters most to you.

Kiki | Your Money Counselor
Jun 32 min read


The Financial Web of Life
Identifying the connections of your financial life + your FREE financial web of life template. Have you ever noticed how one financial decision or situation can ripple through what feels like every part of your life? Our financial lives function much like a web with every strand connected to another. When one strand of a spider web is disturbed, the vibration travels across the entire structure. Financial stress works the same way.

Kiki | Your Money Counselor
May 273 min read


The Ostrich Effect: Understanding Why We Avoid Financial Stress
The Ostrich Effect: Understanding Why We Avoid Financial Stress. Why facing financial reality is sometimes harder than it seems.

Kiki | Your Money Counselor
May 248 min read


Screenagers Need Financial Therapy Too
Social media doesn’t just shape how we think. Evidence suggests it may rewire neural systems involved in impulse control, delayed gratification, and emotional regulation. For your finances, that rewiring can be expensive.

Kiki | Your Money Counselor
May 204 min read


Growth Mindset Through the Lens of Agency and Self-Efficacy
Managing Financial Stress During Periods of Economic Uncertainty

Kiki | Your Money Counselor
May 195 min read


When You Know What to Do with Money—but Still Don’t
The psychological patterns that override logic in everyday financial decisions.

Kiki | Your Money Counselor
May 134 min read


The Epstein Files Have Now Been Turned into a Public Library aka The Reading Room
Raising questions about wealth, influence, power, public trust, and accountability—and what it means for people outside elite circles navigating unequal systems.

Kiki | Your Money Counselor
May 86 min read


Paws and Relax: How Financial Stress Is Weighing on Americans and How Pets are Helping Provide Relief
As money worries increase, companionship from pets can serve as a powerful buffer against stress and uncertainty.

Kiki | Your Money Counselor
May 63 min read


Abundance, Growth, and Scarcity Mindsets
Abundance, growth, and scarcity mindsets: How these mindsets shift your perspective and can influence the way you navigate your life.

Kiki | Your Money Counselor
May 38 min read


What's Your Money Story
The Hidden Scripts Behind Our Financial Choices: How your past shapes your spending, saving, and beliefs about money.

Kiki | Your Money Counselor
May 16 min read


Understanding and Managing Stressful Financial Moments
Exploring the emotional and psychological impact of money +60 supportive coping activities to help you regain a sense of emotional balance.

Kiki | Your Money Counselor
Apr 284 min read


The Future-Self Problem in Personal Finance
Why building an emotional connection to who you’ll become may be the key to saving more and making smarter long-term financial decisions.

Kiki | Your Money Counselor
Apr 264 min read
bottom of page