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The Financial Web of Life
Identifying the connections of your financial life + your FREE financial web of life template. Have you ever noticed how one financial decision or situation can ripple through what feels like every part of your life? Our financial lives function much like a web with every strand connected to another. When one strand of a spider web is disturbed, the vibration travels across the entire structure. Financial stress works the same way.

Kiki | Your Money Counselor
May 273 min read


The Ostrich Effect: Understanding Why We Avoid Financial Stress
The Ostrich Effect: Understanding Why We Avoid Financial Stress. Why facing financial reality is sometimes harder than it seems.

Kiki | Your Money Counselor
May 248 min read


This Week in Money (May 22, 2026)
Stories on markets, money, and human behavior.

Kiki | Your Money Counselor
May 222 min read


Screenagers Need Financial Therapy Too
Social media doesn’t just shape how we think. Evidence suggests it may rewire neural systems involved in impulse control, delayed gratification, and emotional regulation. For your finances, that rewiring can be expensive.

Kiki | Your Money Counselor
May 204 min read


Growth Mindset Through the Lens of Agency and Self-Efficacy
Managing Financial Stress During Periods of Economic Uncertainty

Kiki | Your Money Counselor
May 195 min read


This Week in Money (May 15, 2026)
Here are a few of the stories in money you may have missed this past week.

Kiki | Your Money Counselor
May 162 min read


When You Know What to Do with Money—but Still Don’t
The psychological patterns that override logic in everyday financial decisions.

Kiki | Your Money Counselor
May 134 min read


This Week in Money (May 8, 2026)
Here are a few of the stories in money you may have missed this past week.

Kiki | Your Money Counselor
May 82 min read


The Epstein Files Have Now Been Turned into a Public Library aka The Reading Room
Raising questions about wealth, influence, power, public trust, and accountability—and what it means for people outside elite circles navigating unequal systems.

Kiki | Your Money Counselor
May 86 min read


Paws and Relax: How Financial Stress Is Weighing on Americans and How Pets are Helping Provide Relief
As money worries increase, companionship from pets can serve as a powerful buffer against stress and uncertainty.

Kiki | Your Money Counselor
May 63 min read


Abundance, Growth, and Scarcity Mindsets
Abundance, growth, and scarcity mindsets: How these mindsets shift your perspective and can influence the way you navigate your life.

Kiki | Your Money Counselor
May 38 min read


This Week in Money (May 1, 2026)
Here are a few of the stories in money you may have missed this past week.

Kiki | Your Money Counselor
May 12 min read


What's Your Money Story
The Hidden Scripts Behind Our Financial Choices: How your past shapes your spending, saving, and beliefs about money.

Kiki | Your Money Counselor
May 16 min read


Understanding and Managing Stressful Financial Moments
Exploring the emotional and psychological impact of money +60 supportive coping activities to help you regain a sense of emotional balance.

Kiki | Your Money Counselor
Apr 284 min read


This Week in Money (April 24, 2026)
Here are a few of the stories in money you may have missed this past week. Refunds as survival money: Younger Americans increasingly depend on tools like side hustles, buy now pay later, and refunds to stay financially afloat amid rising costs. What’s up with mortgage rates: Mortgage rates are slightly easing week-to-week, offering a bit of relief to homebuyers and refinancers after recent volatility. However, rates are still stuck in the mid-6% range, meaning affordability r

Kiki | Your Money Counselor
Apr 261 min read


The Future-Self Problem in Personal Finance
Why building an emotional connection to who you’ll become may be the key to saving more and making smarter long-term financial decisions.

Kiki | Your Money Counselor
Apr 264 min read


Design Your Dopamenu: A Selfcare Menu for Better Mood (Spring Edition)
How a simple, personalized “menu” of activities can improve mood and make everyday life a little more enjoyable.

Kiki | Your Money Counselor
Apr 263 min read
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